Stats: Average Settlement of a Car Accident Injury Case

  • Kentucky, Louisiana, and Tennessee have a statute of limitations extending to 1 year for personal injury.
  • Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Nevada, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, Texas, Virginia, and West Virginia have a 2-year statute. However, Colorado has a 3-year law for motor vehicle accidents.
  • Arkansas, DC, Maryland, Massachusetts, Michigan, Mississippi, Montana, New Hampshire, New Mexico, New Year, North Carolina, Rhode Island, South Carolina, South Dakota, Vermont, Washington, and Wisconsin have a 3-year statute.
  • Florida, Nebraska, Utah, and Wyoming have 4-year statutes, Missouri has a 5-year statute, and Maine and North Dakota have 6-year statutes.

Exhibit B: Average Car Accident Settlement Amounts

Exhibit C: What Affects the Settlement Value

  • In many states, your attorney is authorized to contact your insurance providers for medical records if a lien was issued when it comes to your medical costs. These liens constitute a sort of record that promises repayment of services rendered after your settlement has been awarded to you.
  • In certain states, your attorney can negotiate with these lienholders to lower the amount owed to fall more in line with the settlement you received to ensure everyone gets appropriately paid. In this case, whatever money from the settlement that is not spent paying these liens and your attorney is sent home to the accident victim.
  • Additionally, a portion of your settlement is set aside to pay off the costs of your legal representation for not only the work they put into negotiating your case but the costs they incurred getting the files they need to do so.



Aaron R. Winston is Strategy Director of Express Legal Funding. Aaron, “The Legal Funding Expert,” has more than ten years of experience in consumer finance.

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